Lines Of Credit or SLOC's give you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses.  This program is not only for already established businesses but also GREAT for Start-Up businesses.  One of the only viable options available for startups. 


What makes this program fantastic is you can be approved for up to $150,000 per borrower at 0% interest for 12-24 months with affordable monthly payments.  These lines of credit report to your business credit so will not affect your personal credit in any way. We do offer lines of credit that report to your personal credit if that is what you prefer. These are completely unsecured with no doc, collateral, or cash flow requirements. 


What matters most with this form of funding is your personal credit score.  As long as you have a credit score of 700 or better (or) even if you have a partner or cosigner with a 700 or better credit score you can still more than likely get approved. We will be looking at the depth of the credit.  So as long as your credit utilization percentages are not too high, you don't have a ton of derogatory information, recently missed payments, or too many new accounts, etc..., you may be a great candidate for this funding!

We are even able to repeat this same process with certain lenders using what we call rounds.

Every 30-45 days, this process can be repeated to raise even more capital.  By being consistent and continuing to work with your advisor, business owners have been able to raise up to $1M using this process.


  This is a credit-based product only. It is very popular amongst start-up companies and has been used to make many dreams come true.  Typically takes 5-7 days to get funded.  In some cases, it can take a little longer if stipulations have to be met, but are easy to appease.  Although a credit score of 700 and higher is usually required, we do work with a few lenders that are willing to still take a look and approve at 680.


  • Flexible borrowing. 

  • Typically no collateral required. 

  • 0% Intro Interest Rate

  • Easy Processing

  • Fast Funding - Typically 5-7 business days!


  • May have a maintenance fee or withdrawal fee.

  • Good credit required however co-signer can be used.

Best for: 

  • Short term needs. 

  • Seasonal business to manage cash flow.

  • Established & Start Up Businesses

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Our 3 Step Process:

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1. Apply

Fill out our Quick Apply application.

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2. We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

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3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.