Working Capital
Flexible funds to cover payroll, inventory, and everyday operating costs.
See how it works →Strategic funding that grows with you at every stage.
Experience tailored business financing through our nationwide network of lenders. Get flexible options, fast answers, and dedicated guidance — matched to your business, not a bank's checklist.
Nationwide lender network
Options for a wide range of credit profiles
Free to apply — no obligation
(800) 847-1567
Funding Options For Every Stage
From day-to-day cash flow to major expansion projects, we match you with the right program for your specific business needs and goals. Every product has different requirements — that's exactly why having a broker in your corner matters.
Business Line of Credit
Draw what you need, when you need it, and only pay for what you use.
See how it works →SBA Loans
Government-backed loans with low rates and long repayment terms.
See how it works →Equipment Financing
Acquire the machinery and technology your business needs to grow.
See how it works →Commercial Real Estate
Purchase, refinance, or renovate property with competitive financing.
See how it works →Business HELOC
Put the equity in your property to work with a revolving line secured by real estate.
Go to the HELOC page →How It Works
One application, one point of contact, and a whole network of lenders competing for your business.
1
Apply in minutes
Answer a few simple questions using the Quick Qual Tool, our pre-qualification form. Checking your options is a soft inquiry — it won't affect your credit score.
2
We shop the network
Instead of one bank's yes-or-no, your file is matched against programs across our nationwide lender network.
3
Compare your options
Review the offers side by side with a real person walking you through the terms — no obligation to accept anything.
4
Get funded & grow
Many clients see approvals within 24 hours and funding in as little as one to three business days, depending on the program.
What Our Clients Say
Real reviews from business owners we've worked with — in their own words.
They walked me through every option and got my restaurant funded in under a week. The whole process was simple and honest.
I was turned down by my bank twice. Within days I had three real offers to compare and picked the one that fit my cash flow.
No pressure, no jargon. Just a clear plan and funding that helped me open my second location ahead of schedule.
Latest Articles
Straightforward guidance for business owners and investors — what lenders actually look at, how each program works, and how to put your business in the strongest position before you apply. New to your options? Start with the business funding options and loan programs overview.
Referral Partners: Let's Fund Your Clients Together
CPAs, accountants, bookkeepers, real estate agents, insurance agents, business coaches, and brokers — when your client needs capital and the bank isn't the answer, send them to a partner who treats them like you would.
- A real funding specialist on every referral
- Options for clients at every credit level
- You stay in the loop on your client's progress
- We compensate our partners generously for the referrals they send us
Business Funding Options & Loan Programs
From day-to-day cash flow to major expansion projects, we match you with the right program for your specific business needs and goals. Every product has different requirements — that's exactly why having a broker in your corner matters.
Select an option below to see how it works, typical amounts, and what it takes to qualify.
Working Capital
Flexible funds to cover payroll, inventory, and everyday operating costs.
Best for: bridging cash-flow gaps and seizing quick opportunities
See details →
Business Line of Credit
Draw what you need, when you need it, and only pay for what you use.
Best for: ongoing flexibility and seasonal swings
See details →
SBA Loans
Government-backed loans with low rates and long repayment terms.
Best for: established businesses with solid financials and history
See details →
Equipment Financing
Acquire the machinery and technology your business needs to grow.
Best for: purchases that pay for themselves over time
See details →
Term Loans
A lump sum repaid over a set schedule — predictable payments for planned growth, expansion, or consolidation.
Best for: defined projects with a clear budget
See details →
Commercial Real Estate
Purchase, refinance, or renovate property with competitive financing.
Best for: real estate investors and growing operations
See details →
Startup Funding
New businesses aren't shut out. We help newer owners explore the funding paths that fit an early-stage profile.
Best for: businesses in their first years
See details →
Credit & Funding Strategy
Build business credit and a funding roadmap for long-term success.
Best for: owners whose credit is currently limiting their funding options
See details →
Business HELOC
Put the equity in your property to work for your business with a revolving line secured by real estate.
Best for: property owners who want flexible access to equity
Go to the Business HELOC page →
Payment Processing
Accept cards without the headaches — processing solutions sized for small businesses, not enterprise contracts.
Best for: any business that takes card payments
Go to the Payment Processing page →
Erin Ensley
Owner, True Source Capital
Business Funding Strategist & Consultant
About Us
At True Source Capital, we don't just shop the market — we partner with a network of top-tier lenders specifically chosen to serve the growing needs of business owners. Instead of dealing with rigid bank requirements or navigating endless applications alone, you get a dedicated funding partner focused on your long-term success.
We take the time to understand your vision, match you with the right lending programs, and guide you through every stage of your business journey — including building business credit and a funding roadmap for whatever comes next.
Whether the bank said no, or you simply want more than one option on the table, there's a real person here ready to look at your file.
Start NowClient Reviews — What Our Clients Say
Real reviews from business owners we've worked with — in their own words.
They walked me through every option and got my restaurant funded in under a week. The whole process was simple and honest.
I was turned down by my bank twice. Within days I had three real offers to compare and picked the one that fit my cash flow.
No pressure, no jargon. Just a clear plan and funding that helped me open my second location ahead of schedule.
Ready for your own funding story? Checking your options is free, takes minutes, and won't affect your credit score.
Business Funding Questions, Answered
The questions business owners ask us most — how fast funding can happen, whether checking options affects your credit, and what it costs to apply.
Many of our clients receive approvals within 24 hours and funding in as little as one to three business days, depending on the program and documentation.
No. Getting pre-qualified is a soft inquiry and has no impact on your credit score. You only move forward when you are ready.
We work with a wide network of lenders to offer term loans, lines of credit, SBA loans, equipment financing, working capital, real estate financing, and more.
Funding amounts typically range from $10,000 to several million dollars based on your revenue, time in business, and credit profile.
Not at all. We have programs for a wide range of credit profiles and can also help you build a plan to strengthen your credit over time.
No. Reviewing your options and comparing offers is completely free with no obligation to accept.
Still deciding? See the full breakdown of business funding options, amounts, and requirements — or check your options now, free and with no obligation.
Contact True Source Capital
Talk to a real funding specialist about your business goals. Call, email, or start with the Quick Qual Tool — whichever is easiest for you.
Call us
Speak with a dedicated funding partner who will walk through your options with you — no pressure, no obligation.
Email us
Send over your questions or a quick note about what you're looking to fund, and we'll get back to you.
Follow along
Follow us for funding tips and updates for business owners:
Serving small business owners and real estate investors nationwide.
Ready to see your options? The Quick Qual Tool takes just a few minutes — free, no obligation, and checking won't affect your credit score.
Apply For Business Funding
The first step is our Quick Qual Tool — a quick pre-qualification form, not a full application. Answer a few simple questions about your business, and we use what you share to see which types of funding and financing you may qualify for and which opportunities line up with your goals. It's free, there's no obligation, and checking won't affect your credit score.
Ready when you are: the Quick Qual Tool takes just a few minutes — free, no obligation, and checking won't affect your credit score.
Start The Quick Qual Tool
The tool opens on our secure page and takes just a few minutes. Tell us a little about your business, and we'll match what you share against funding options across our lender network.
- 1 Funding Goal
- 2 Business Info
- 3 Financials
- 4 Contact
Prefer to talk it through? Call (800) 847-1567 and we'll walk you through it.
Business HELOC — A Home Equity Line Of Credit For Business Owners
For business owners exploring a home-equity line of credit: put the equity in your property to work for your business with a revolving line secured by real estate. Draw what you need, when you need it, and reuse the line as you repay it — for working capital, expansion, inventory, or your next investment property.
Start The Business HELOC Application
Fill out the short form right here on this page — it takes just a few minutes. Tell us about your property and your business, and a funding specialist will follow up to walk you through your options.
Why Business Owners Use A HELOC
A business HELOC gives property owners flexible access to their equity without taking a lump-sum loan: you draw funds as needs come up and only use what you need. It's a strong fit for owners with equity in a property who want a reusable source of capital for the business. Not sure whether a HELOC or another program fits better? Compare it with our other business funding options, including lines of credit and term loans.
Payment Processing For Small Businesses
For businesses that take card payments: processing solutions sized for small businesses, not enterprise contracts. Tell us about your business in the short form and we'll be in touch with processing options built for how you actually sell — in store, online, or on the go.
Start The Payment Processing Form
Fill out the short form right here on this page — it takes just a few minutes. Tell us about your business and how you sell, and we'll follow up with processing options built for you.
Prefer to talk it through? Call (800) 847-1567 and we'll walk you through it.
Card Processing Without The Headaches
Accepting cards shouldn't mean confusing statements and one-size-fits-all contracts. We help small businesses find payment processing that fits their volume and their customers — so more of every sale stays in the business. Pair it with the right funding and your cash flow gets easier on both ends: explore our business funding options and loan programs.
Referral Partners: Let's Fund Your Clients Together
If you know business owners who need capital, you can refer them to True Source Capital and get rewarded every time they get funded. No finance experience needed — we handle everything.
- Get rewarded for every funded deal — every time a business owner you refer gets funded, you earn a generous reward for making the connection.
- Your own branded landing page — ready in minutes, created especially for you by True Source Capital, or keep True Source Capital's branding. It's 100% up to you.
- Real-time dashboard to track your leads and commissions
- No minimums, no commitments — refer when it fits
Free to join. Takes less than a minute.
CPAs
Accountants
Bookkeepers
Commercial real estate agents
Real estate agents
Insurance agents
Business coaches
Consultants
Business brokers
$500M+Total Funding Provided
24 HrsAverage Approval Time
Why Partner With True Source Capital?
Join our network of successful partners and start earning on referrals today
Your Own Landing Page
Your own branded landing page — ready in minutes, created especially for you by True Source Capital, or leave it as is with True Source Capital's branding. It's 100% up to you.
24-Hour Approvals
Fast turnaround times mean your clients get funded quickly
Client Relationship
You maintain your client relationships while we handle their funding, start to finish
Full Support
Dedicated support to help you serve your clients and maximize earnings
No Minimums
No minimum referral requirements - refer when opportunities arise
How It Works
Getting started is easy — three simple steps
1
Sign Up Instantly
Fill out the form above and your partner account is created immediately. No waiting — your login arrives by email right away.
2
Get Your Page
Log in and complete a short onboarding. Receive your own branded landing page to share with clients who need business funding.
3
Get Rewarded
When your referrals get funded, you'll be rewarded for your partnership. Track everything from your partner dashboard.
Funding Solutions You Can Refer
Your clients can access a wide range of business funding options
Term Loans
Fixed installment loans for equipment, expansion, or working capital needs
Working Capital
Flexible funding for day-to-day operations and cash flow management
Equipment Finance
Specialized loans to purchase or lease business equipment and machinery
Line of Credit
Revolving credit line for ongoing business expenses and opportunities
SBA Loans
Government-backed loans with favorable terms for qualified businesses
Invoice Factoring
Convert outstanding invoices into immediate working capital
Ready To Start Earning?
Every business owner you know is a potential referral. Sign up now and turn your network into a new income stream — with zero finance experience required.
- Free to join — no fees, no commitments
- Account ready the moment you sign up
- Get rewarded for every funded deal
- Full training and support included
Become A Referral Partner(Or) Learn More
Free to join. Takes less than a minute.
Business Funding Articles & Insights
Straightforward guidance for business owners and investors — what lenders actually look at, how each program works, and how to put your business in the strongest position before you apply. New to your options? Start with the business funding options and loan programs overview.
← Back to all articles
Ready to see your own options? Checking is free, takes minutes, and won't affect your credit. Explore our business funding options and loan programs, or go straight to the Quick Qual Tool.
Apply for Business FundingAreas We Serve
True Source Capital is based in Grand Rapids and serves small business owners and real estate investors across West Michigan — throughout Kent County and Ottawa County, from the Grand Rapids metro to the lakeshore. Wherever your business is in the region, one conversation connects you to our nationwide network of lenders.
Primary Service Area
Immediate Suburbs & Core Hubs
Hudsonville
Ottawa County
Grandville
Kent County
Jenison
Ottawa County
Grand Rapids
Kent County — Main Metro Hub
Wyoming
Kent County
Allendale
Ottawa County
Byron Center
Kent County
Secondary Service Area
Expanded Metro & Lakeshore
Kentwood
Kent County
Zeeland
Ottawa County
Holland
Ottawa County / Allegan County
Walker
Kent County
Coopersville
Ottawa County
Caledonia
Kent County
Ada
Kent County
Cascade
Kent County
Tertiary Service Area
North Metro & Lakeshore North
Rockford
Kent County
Grand Haven
Ottawa County
Comstock Park
Kent County
Sparta
Kent County
East Grand Rapids
Kent County
Don't see your town listed? We work with business owners and real estate investors across Michigan and nationwide — the communities above are simply where most of our West Michigan clients call home.
Site Map
Every page on the True Source Capital website — funding programs, articles, and resources for business owners, real estate investors, and referral partners.
Pages
Articles
- Working Capital Loans Explained: Fast, Flexible Funding for Day-To-Day Business Needs
- Equipment Financing: How to Buy Business Equipment Without Draining Your Cash
- Commercial Real Estate Loans for Investors: Financing Your Next Investment Property
- The Bank Said No? Here's What Small Business Owners Can Do Next
- What Lenders Actually Look At When You Apply for an SBA Loan
- Business Line of Credit vs. Term Loan: Which Fits Your Business?